Buy food, groceries and health essentials, or pay bills now and pay back a little each day.
See what you’ll pay day-by-day
Select what you’re paying for and enter a purchase amount to see your upfront payment, daily amount and total cost.
Cost of credit
GHS6.75/ 4.50%
Total to repay
GHS156.75
No of instalments
20
No of days
20 days
Pay today
GHS15.68
10.00% at checkout
Then per day
GHS7.05
for 20 days · last GHS 7.06
Day-by-day schedule
20 days 21 debits
Today 21st Sept, 2026
GHS 15.68
Balance left: GHS 141.07
Day 1 22nd Sept, 2026
GHS 7.05
Balance left: GHS 134.02
Day 2 23rd Sept, 2026
GHS 7.05
Balance left: GHS 126.97
Day 3 24th Sept, 2026
GHS 7.05
Balance left: GHS 119.92
Day 4 25th Sept, 2026
GHS 7.05
Balance left: GHS 112.87
Day 5 26th Sept, 2026
GHS 7.05
Balance left: GHS 105.82
Day 6 27th Sept, 2026
GHS 7.05
Balance left: GHS 98.77
Day 7 28th Sept, 2026
GHS 7.05
Balance left: GHS 91.72
Day 8 29th Sept, 2026
GHS 7.05
Balance left: GHS 84.67
Day 9 30th Sept, 2026
GHS 7.05
Balance left: GHS 77.62
Day 10 1st Oct, 2026
GHS 7.05
Balance left: GHS 70.57
Day 11 2nd Oct, 2026
GHS 7.05
Balance left: GHS 63.52
Day 12 3rd Oct, 2026
GHS 7.05
Balance left: GHS 56.47
Day 13 4th Oct, 2026
GHS 7.05
Balance left: GHS 49.42
Day 14 5th Oct, 2026
GHS 7.06
Balance left: GHS 42.36
Day 15 6th Oct, 2026
GHS 7.06
Balance left: GHS 35.30
Day 16 7th Oct, 2026
GHS 7.06
Balance left: GHS 28.24
Day 17 8th Oct, 2026
GHS 7.06
Balance left: GHS 21.18
Day 18 9th Oct, 2026
GHS 7.06
Balance left: GHS 14.12
Day 19 10th Oct, 2026
GHS 7.06
Balance left: GHS 7.06
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Activate NowFrequently Asked Questions
Have a question? We're here to help.
The Pay Small Small calculator lets you estimate your daily repayments before you buy anything on Hubtel. Enter the service type (food delivery, airtime, data, ECG, DSTV, Ghana Water, or insurance) and your purchase amount, and the calculator shows your upfront cost, daily instalment amount, total interest, and a full day-by-day payback schedule.