Find and pay
for everyday essentials

from local retailers, food vendors and service providers

Find whatever you want

Order food, groceries and medicine, pay bills, send money and more - all in one app
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Fast delivery in minutes

Most orders arrive under 60 minutes. Track your order in real time, every step of the way
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Choose, pay and receive

Pay with card or mobile money and get your order delivered in minutes
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Unlock a new level of convenience with the Hubtel app

Transact on the go.
Connect to your city in new ways.
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Scan the QR Code to
Download the app
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Unlock a new level of convenience with the Hubtel app

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7,979+ businesses in Ghana use Hubtel

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Take charge of your business

Accept payments, manage finances, grow your revenue. 7,979+ businesses have already chosen to grow with us. Let’s do it with you too.
Get Started for Free
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No matter your size or industry, we can help grow your revenues

USSD

Accept payment across all networks

Receive payments from all networks via a shortcode. It's quick, easy, and no internet is needed.
Learn more
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Online Checkout

Receive online payment

Take payments directly on your website via mobile money, card, and other wallets.
Learn more
Invoicing

Create invoices to receive payments

Generate and send customised invoices for customers to make payments via card or mobile money.
Learn more
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Send and Receive Money API

Get paid and send money with ease

Integrate APIs to send and receive payments from customers.
Learn more
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Bulk Payments

Make payments to multiple accounts

Send money to multiple mobile wallets or bank accounts at once.
Learn more
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All-In-One POS

Accept in-store payments

Never miss a sale. Accept all payments in-store, whether by card or mobile money.
Learn more

Take control of your business

Become a merchant on Hubtel and use the Hubtel Merchant Dashboard at no extra cost.
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Become a merchant on Hubtel and use the Hubtel Merchant Dashboard at no extra cost.
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Get insights into your business
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Handle bulk payments
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Confirm transactions and track sales
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Manage multiple branches
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Create customized invoices
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Access customer analytics and send SMS
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Simple & Transparent Pricing

Pay only 1.95% per transaction and enjoy fast, secure, and reliable payments.
Get started for free
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No setup fees
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No hidden charges

Why choose hubtel

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Accept all payment types

Receive money via mobile money, card payments, and QR codes.
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Hourly settlements

Don't wait for days before you get settled. Get your money into your account every hour.
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Transaction monitoring

Access your back-office dashboard to get real-time visibility into your business and monitor transactions as they occur.
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No setup fees

Getting started is free. No hidden charges. Pay only 1.95% per transaction as processing fee.
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24/7 Support

Need help? Text, email or call our support team anytime for assistance.
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Transfer funds at no cost

Pay no charges when transferring funds from your Hubtel account to your bank account or mobile money wallet.

See what businesses say about Hubtel

testimonial testimonial
"Hubtel has always made us feel valued. Even if another company processed payments faster, we’d still choose Hubtel for the genuine care they show their customers. I don’t know how they manage to combine speed, great support, and affordability, but they do, and it’s amazing."
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Golden Crystal
"Hubtel’s POS gave our patients payment flexibility. We were also able to receive payments quickly. It really did make everyone happy, not to forget the hourly settlement it offered us."
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Sazian Integrative Clinic
"I would say Hubtel is a digital partner for businesses like us because the platform not only aggregates payments but also provides a dashboard that allows you to have visibility into who is buying from you and how much they are purchasing.”
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Nova Ghana

We are your partner for growth

Hubtel makes it easy for businesses of all sizes to accept payments, track transactions better, and grow revenue
Get started for free